Wow, that's like some cell-phone plans: One for yourself and 5 friends for free!
There are glitches in the way the forum software works, so getting your files posted is tricky. I found and posted this one in for you. Normally you should be able to do so yourself, but the system is confusing.
You did upload the picture correctly, but it shows up in your list like "." and only after you post other pictures will they show up in "Your Photo Uploads" with their own file name in the list. Go figure. Later it gets worse because they all get listed in random order so if you upload enough (like I have) you'll have to scan up and down for a while to find the new picture.
Your picture is sized smaller than the 640x480 limit and the file is less than 150 KB, so it follows the rules just fine.
Thank you!