Tecker,
Without knowing too much about the OP's needs, that may be OK or it may be a bad thing to do on a long-term basis or for high-power.
You essentially have two parallel strings in a 24V bank in your drawing. Tapping half-way into the left side, as you show it, gets him the 12V he needs, but discharging that cell alone imbalances it against the others in the set. That would reduce the life of the entire bank. You've also missed a "sneak circuit" through the 24V cells which would charge the lower 12V cell. Total imbalance.
I would do it in an emergency, as Flux puts it. Have done it, in fact. But I'd never make permanent wiring like that.
Tailwind,
If you really want to switch between 24V and 12V, often but not permanently, then it is possible to set up battery switches in a way that disconnects 12V batteries from being in series (where 12+12=24) and then switches them into parallel (all + terminals are together and all - terminals are together). This takes some "electrickery" to accomplish, and there are some "thou shalt not" rules to mind. Not for the faint of heart, so let's only talk further about it if you are prepared to take the crash-course in power wiring.
Perhaps a better starting point would be to ask: What system voltage do you really want to set up, 12 or 24? What are the turbines wired for, or are they adjustable? Will you be using an inverter?