Well, you'll have to have a rectifier in the mix...maybe even 6 of them. It just depends on what type of gen you have. If you have a dc motor with brushes running as your gen then you will need 1 rectifier. If you have a 3 phase AC alternator such as the ones people make on this site or even like a car alternator, then you would need 2 diodes per phase.
The generator will put out more voltage as it spins faster. When it reaches the battery voltage plus any voltage drop across the rectifier then it starts charging. Like a battery bank at 12.7 volts and a rectifier with .5 volt drop would mean that the generator would start charging the battery bank when it reaches 13.2 volts. Then the battery voltage will slowly start rising. That speed is called the "cut in" speed. If a generator is spinning 200 rpm when it reaches that voltage then you could use some math... 200 rpm divided by 13.2 equals 15.15 rpms per volt. So at 300 rpms it would try to produce 19.8 volts. But the battery sucks the voltage down to 12.7 and starts to rise. The electrical resistance of the stator will dictate how many amps though.
A dc brake...you mean shorting out the positive and negative on the output of the generator, right? That would work especially on a plain old dc motor. But the alternators actually send a pulsed DC that can arc across some switches. Also, what if you short out the gen and the wind is still strong enough to keep spinning the blades? It would probably burn up the stator.
If you use a high resistive load and low amp draw then it wouldn't be enough to keep the windmill under control speed wise. If your gen puts out 30 amps, for example, at 30 mph wind and then starts to furl, you will want to make your resistive load draw at least 30 amps. Because the low amp draw would work in low winds, it doesn't work in the worst case scenario.
Also, imagine that your windmill is trying to put out 50 volts at 28 mph wind and the battery is at 14.4 volts and rising. Your controller switches to a dump load of 12 volt water heaters. Now those water heaters are 600 watts each at 12 volts, but now they are using 50 volts. They quickly heat up using that 2500 watts of power and burn up. Now you have an open circuit, no load on the windmill, and batteries are full...oops. Windmill shoots up to 600 rpm and splat.
The better way to do it is to use the dump load controller to run a relay or selenoid switch that connects to the battery bank. That way you only have a few amps through the controller circuit and a lot more amps coming from the battery through the relay or selenoid switch going to the 12 volt heater element or other load. And the best part is that the heater element will run at its intended voltage instead of some huge voltage directly off the alternator.
Not sure if this answered your questions or not 