Brick means working from the inside. Or letting a bunch of 3rd graders make holes in your house with big large-diameter hole-making power tools.
Brick is fine. I guess. Never know what is behind it or where leaks exist. Small leak at the bottom and top make a mini heat sucking chimney.
I can see daylight from my basement out of those 8" thick un-drillable red cinder blocks. No idea what I should do about it, but smoke signals show wind when the forcat is calm. From inside is easier.
I expect brick is better because wind doesn't blow through it... As FAST as around AL and vinyl?
My thought is great insulation is great. If the wind blows around the insulation, it keeps YOU as warm as an expensive coat... being worn by your friend.
"the walls don't open right into the crawlspace"
I can not imagine the construction logistics (suspend 2x4s before nailing?).
Need to watch the 'stink pipe', drains, ambitious cable guy with big tools...
More chance the walls open into the attic. Half the walls did that here. Was almost 'wind' rising through there. Panned In ducts, plumbing, wiring, 100 years of repairs...
Insulation can't get past (below?) windows.
Insulating half-heartedly is like;
installing an R-1000 door, and leaving it open.
good house windows, left in the back of the truck.
a Prius in the garage, but taking the Hummer because you found those keys first.