Yes, you will NOT make money selling solar PV power back to the grid.
In the UK the costs and grants etc are a little different, but the fact is at kW generation levels it's not going to be a money spinner.
It may however give you a warm feeling inside because you are helping reduce CO2 emissions, which will be true after a few years operating your panels and reducing your net drain from the the grid. Switching to energy-efficient lights and appliances, while less glamorous, will have the same effect, so do that too, and that will noticeably save money,
I've gathered a few numbers for the UK at:
http://www.earth.org.uk/
and in particular look at the "Can PV or Solar Thermal be cost effective ways of reducing CO2 emissions for residential buildings?" quote/link about half-way down the page.
It's not all hopeless by any means. The earth.org.uk site has just been moved over to a low-power server that I intend to run from off-grid solar PV as much as possible (it's only been so for a very short while so far: I still have several bits to expand/build)! And I already run my office lighting off that same PV system, see elsewhere on the same site for details.
Rgds
Damon