Dear CE, you are covering some of the basic problems and compromises encountered when contemplating windpower. The classic old-west water-pumping windmill has many thin blades that presents to the wind a fairly solid disc.
It has high torque in a low wind, but as wind speed rises, much of the approaching wind will build up pressure in front of this "high-solidity" propellor, and actually pass around it. To get the most possible power from the wind you have at your site, there's a formula from a guy named "Betz", and a certain amount of wind has to go through the prop.
There is nothing wrong with an even number of blades in a wind-gen prop, but odd numbered blades are apparently easier to balance, and have less of a problem with high-RPM harmonic frequency vibration (don't ask me what that is, it involves math and physics, and apparently cannot be fixed by getting a bigger sledge-hammer).
Therefore most windgens use 3-blades, and some small low-wind gens have had moderate success with 5-ish blades. Some sites are just not very good for harvesting wind, but you need to find out if you can have a high tower (60+ feet high). Measure the wind at the height of tower you're allowed, and can afford.
I "think" that designing a wind-gen to get your target volts at around 300-450 RPM, in the type of wind you have, is a fairly efficient goal. Must balance the prop size against anticipated load.
I believe wiring a coil with several strands "in-hand" has benefits, but I don't yet completely understand it. Two/three thin wires cheaper and easier to wind than one fat wire? free wire salvaged from old TV's? Anyone?
12/24/48? What do you want to do with it? Charge a battery? What devices do you want to run off the battery? What kind of wind do you have? How many questions can I squeeze into one paragraph?