When I built my 4KW wind generator, I used a 4KW AC Alternator. It ran a Variac on one 120V leg, through a Diode, charging one battery bank, and a 36V Golf Car charger on the other 120V leg. Also had an electric heating element hooked across both legs to get the 240V and had it heating a large tank of water. Never had electronics training, so, used my imagination. As the generator got excited, the voltage would be minimal, but, it DID light a 75 watt lamp I had plugged into the system. At full speed, I had 255 volts, and both legs charged nearly even. Lucky, I guess
Never had a bit of trouble with high -low speed on either charger
I'd say use the charger if it's the same DC Voltage as your battery bank. .