Hi David,
If you use my standard circuit,
Change...
ZD1 to a jumper wire.
R4 68 or 82 ohm resistor.
RX and R3 to something around 25K~30K. (Not a critical value for your purpose)
Power On Indicator Green LED will barely glow, but it is a waste of a ma. You could leave it out, or put a little switch on it, if you are concerned with the wasted ~1.5 ma.
The Yellow "dumping" indicator LED will barely glow. But it is only On when dumping.
May want to change it's resistor (R2) to 1K so the LED is brighter.
I can not imagine wanting to use the tiny bit of extra power to heat water!
I suggest using a circuit with no dump load. Simply short the panel output before the blocking diode.
I would use a logic level FDP7045L TO-220 power mosfet to short the panels, mostly because they are nice and I have a whole bunch here.
I would use a Schottky blocking diode. I feel the panels are on the edge of working voltage for best output, and a Schottky may help (a little) as the battery gets near full charge. And I have a whole bunch of those here too.
All the panels can be paralleled. Then to the power fet. Then to the blocking diode.
Here is a generic sketch. It shows 3 paralleled panels.
You will only need 1 power fet and 1 diode.
http://www.otherpower.com/images/scimages/2050/NoLoadSlrKit.gif
The controller can be very small with no dump load solar, because there are no power resistors, and very little heat anywhere in the electronics.
Higher amp solar will get a bit of heat in the shorting fet.
Two examples of solar with no dump load.
http://www.fieldlines.com/story/2008/5/4/41311/92374
http://www.fieldlines.com/story/2008/6/22/21540/7547
I can supply better sketches via email.
G-