Ok, I received a brief spec from SMA Germany for a complete off-grid PV + genny solution. Here are the two options they provided:
- st offer (AC coupled):
- ,5 kWp PV modules (angle 40º if they are free mounted)
- x SI3324
- x SB2500
- x SI - BatFuse
- x Battery bank 600Ah@24V (C10)
- x Diesel generator 3 kW
- nd offer (DC coupled):
- ,4 kWp PV modules
- x SI5048
- x SRC40 - MT (charge controller)
- x Battery bank 400Ah@48V (C10)
- x Diesel generator 3 kW
Notice the bigger PV and battery bank for the AC coupled system?
So I'm starting to get the impression that the AC coupling does have a performance cost (not to mention the cost of an additional inverter). On the plus side, it gives you loads of flexibility and ease of expansion. The SMA marketing material targets the Sunny Island kit at complete island grid networks (e.g. a remote village) where such considerations are perhaps more important than the raw efficiency of the system.
On the down side, it costs more and is not as efficient as a DC coupled system - so may not be as suitable for a single off-grid home.