I don't know beans about starting under load, but if this is the circuit you are considering I can tell you a little bit about how it works.
At the instant your power starts up, you will get a burst of current flowing through the resistor.
Then after a very short time, your current will taper down to zero.
The voltage your resistor sees will initially be your full 14 volts, then taper to zero.
The voltage rating on the capacitor is simply the maximum it can be exposed to before it blows up.
The interesting question is how much current flows during the short burst, and how much time it takes before the burst ends and tapers to zero. That is dependent on the voltage of your circuit and the microfarad rating of the cap and the resistance of your resistor.
I will leave it to someone who knows more about wind power to discuss starting under load.