Mov's conduct within nanoseconds.
Although it would not be the smartest to put 230 volt movs (probably 660v clamp, as its common for most "surge" protectors to use 330 volt units on the 120 line) on a 12 volt system; if the movs can withstand a direct hit, and i think a properly designed system will not require more than a hand full of them, assuming that the current falls to zero within 500us and your 12 volt transmission lines are relatively long, it is quite possible that there would not be enough energy transmitted in that first 300us to blow all your 12 volt stuff.
But this is all dependant on the quality and quantity of the filter capacitors, where the load connects to the batteries, and how and where everything is connected.
I have said earlier that it isn't practical to make your system lighting proof but i no longer believe this to be the case, provided you are willing to spend the money on quite a few ground rods, air core line inductors and spark gaps, and the higher the system voltage the easier this becomes.