wow, i missed a perfectly good argument ?
that isn't like me!
here is my take,
you learn to live with who you brought to the dance!
or in other words you work with what you have or can afford, that is just reality.
as for 12, 24, 48 or 63.4vdc systems (ok i threw in the last one)
there are so many factors involved in my opinion, and it all depends on what ones needs are, what you got to work with
and probably more important how you can work around limitations.
i see a lot of folks getting all knotted up over efficiency of a single component without regard to how it might work into the
overall efficiency of the total system.
its pretty easy to find a modified square wave inverter that it better than 90% efficient however how efficient is the system?
motors will run on modified square wave, but they run hotter, so the efficiency of the motor is lower, thankfully motor loads
are generally short duration comparatively speaking or more folks would understand this relationship much sooner.
i suppose it also depends on if your system is only windpower based, if you have a cogen or hydro or some other power source
that can be located very closely to the battery bank, perhaps a 12 and certainly a 24 volt system might compete well with a 48volt system,, line losses and cost of copper is a serious consideration these days with copper on the stock exchange trading at 4.25/lb
another thing i would like to point out, that is the existence of telecom inverter systems, such as the exetech mx serious
they are bloody expensive new, but if you watch they can be had surplus for a price that cannot be beat. generally they are always 48volt and generally they always arrive in working order. exeltech will repair them for a very low cost, they are modular, fairly efficient,and about bullet proof. i bought a 4kwatt pure sine wave rack mount for 500 bucks a couple years ago, and another 30kwatts worth last year for a similar cost per kwatt. they can be setup as redundant n+1, split phase or three phase. and they are second to no one in having the lowest distortion in the industry, mtbf of over 20 years.
having said all that i wish they were 24volt versions, only because i have a serious investment in R&D invested in high efficiency charging capability at that voltage, something that i have not been able to match yet at 48volts.
if i were heavily reliant on wind power, my genny would be wound for as high a voltage as i could get away with, brought down the tower as wild ac and processed to fit my system down at the power room.
without concern for wind i think i could design a system at 12volts and certainly 24 that would compete with 48volt systems, up till i had to connect an inverter wherein is the problem, i can't see how to get around the efficiency hit one takes at the load feeding it with anything other than pure sine wave. not many 12volt pure sine wave inverters made in larger sizes commonly available in the higher voltages.
just my opinion
not that anyone asked
bob g