well, we closed on the property after 3 months of BS. im not typically a whiner but the bank really screwed me at the last minute and im quite sore about it, because its messing up everything else and will ripple our pond for years to come. i literally had 60% down and they just kept raising the down payment amount by thousands per day, just a few days before closing until i had to fold. we had a contract with terms, but because it had an inspection clause they were able to wiggle out of those terms after inspection. that they waited 3 months to do! (closing was stalled for 3 months so seller could complete a divorce.) there just wasnt enough time to start the finance process over and the property wouldnt qualify for any of it regardless, so with second chance buyers lined up it was sh*t or get off the pot.
we were about to go past our last contract extension and lose the deal so i had to scramble to sell a business and pay all cash upfront. it sounds good, but that was the money that was going to fix our current cash flow crunch and buy the big ticket items like generator, batteries, couple storage containers, etc. now its really, really hand to mouth with the business income and its proceeds suddenly gone. yeah i own the deed, but that wont help if i end up losing it in a foreclosure of my current home. our second child was just born jun26th, so that makes it tough to be out scrambling up extra work. oh well, just venting. the kids are healthy and ill figure it all out. atleast we got our SHTF compound secured.