brian- i hear you on the insurance thing. i still have yet to get insurance for my off grid ranch.
what's the company with the jingle? "go after your dreams, we'll protect them" i called those folks. told them about my dream, and they wouldn't protect it. when you get questions like: "where's the nearest fire hydrant?" and the answer is: "30+ miles away" you don't tend to get too far into the conversation. i was only looking for coverage from theft and fire. that's it.
either way, it's going to be hard to get an insurance company to sign off on a home built sprinkler system where when a pressure tank falls below a certain pressure, then it activates a pressure sensing relay, which then activates an auto start mechanism, that then starts a generator, that then starts a pump from a water source that certainly has limits, that then feeds through pipe to finally (hopefully) puts out the fire.
i have heard of code compliant gravity feed sprinkler systems with multi thousand gallon tanks. the problem you run into here, is you only gain ~.5psi per foot of stored water height. certainly, sprinkler heads can be put closer than standard to account for lower PSI systems, but unless your property has some pretty large hills, it's hard to support a large volume of water very high in the air.
your best bet might be to have large poly tanks filled via rainwater, your well ect. talk with your local fire folks, and put whatever fittings they like to use on the tank. i think their standard is 2" quick connect style fittings. also have your own way (pump) to use the water for putting out a fire.
i had a 37,000 acre forest fire come within a mile of my ranch last summer (mile marker 28 fire if you wanna google it) after many talks with the fire fighters, prevention was all they spoke of. de-limbing trees, removing brush, getting pine needles off the roof and out of the gutters...
i told them we had a full 1550 gal poly tank, they instantly said: wow, we should easily be able to save you place with that. they mix in a foaming solution so the moisture sticks around, rather than just draining. pulling water from an above ground tank is far easier for fire fighter than from a well or a stream.
i got my 1550 gal poly tank for $600. there were three at time time (new) that were ordered for a project that went south. i wish i would have bought at least one more. you can find these tanks pretty cheap if you look around.
just some thoughts

adam