I wouldn't change voltage until you have outgrown your inverter, or if it blows. When it does, I would consider jumping to 48V. That's what I did, I used whatever 12V stuff I could lay my hands on when I was just moving off grid. It was cheap and available. Once I got a good system going I started saving up and buying parts to upgrade as I could find good deals, and then finally did the change.
Not too much stuff is being made in 24V any more. Most things are going to 48V. For me, the savings in copper and such aren't worth it to go 24V, but they are for 48V. My .02.
JOnathan
Edit: Just to add, a 12V system is neither inherently dangerous or safe. Nor any other voltage. To be as safe as possible, all system, regardless of voltage, need to be designed right, built right, used right and the operator to know all this and take the proper precautions.