You dont need a fuse... just put a RESISTOR in the line(in series), near the
battery. This will only work because meters dont use much AMPS... they use
milliamps or microamps... A digital voltmeter would work best because they
only place microamps load to the voltage being measured. If you use a 1k ohm
or 10 k ohm resistor in SERIES near the battery i dont think you will get a
very different reading... also if the wire SHORTS out for some reason, then
all that can flow is a few milliamps. Thats why the resistor must be near the
batteries. other wise if you place the 10k resistor near the METER, you will
have the possibility of shorted wire causing many amps to flow... hot wires and
fires!
IF you were going to try to run a LOAD on that wire, then you need a fuse and
good connections and thicker wires. Go to Harbor Freight Tools and get one of
their 3 dollar digital meters. They are pretty good for dedicated uses.
As a side note, I call this kind of voltage a GHOST VOLTAGE or FAKE voltage.
thats because you will read FULL VOLTAGE on your meter until you put any kind
of LOAD on it. Thats why your car battery measures full 13 volts when the
terminals are corroded. The corroded terminal acts as a "resistor" that
passes a few MICROAMPS or MILLIAMPS to your meter.... showing OK volts. but
when you turn on your HEADLIGHTS or anything, then voltage goes to almost
ZERO.
You mentioned you "think of your meter as a short circuit" Thats not right.
You should think of it as a "tiny load" of only ten thousand ohms (analog)
or one million ohms (digital). Hope that helps.... framistan