Every rotor has a certain optimum cubic line which is the line which can be drawn through the tops of the P-n curves of the rotor for different wind speeds. The Cp is maximal for the optimum cubic line. A generator has a certain Pmech-n curve for a certain battery voltage. The matching in between rotor and generator is optimum when the Pmech-n curve of the generator has two points of intersecting with the optimum cubic line of the rotor which are lying not far apart (for matching see chapter 8 of public report KD 35). Next assume that the matching is optimal for 48 V battery charging. This means that the average charging voltage is about 52 V.
The Pmech-n curve for 24 V battery charging, so for an average charging voltage of about 26 V, is lying far left from the Pmech-n curve for 52 V. So this means that the Pmech-n curve for 26 V is lying far left from the optimum cubic line. So the tip speed ratio of the rotor will be much lower than the optimum tip speed ratio and the Cp which is realized by the rotor will also be much lower than the optimum Cp. The Pmech-n curve for 12 V battery charging, so for an average charging voltage of 13 V, is lying even more left from the optimum cubic line and so the real tip speed ratio and the Cp will be even more lower than for 26 V. The Pmech-n curve for short-circuit is lying left from the Pmech-n curve for 13 V but the distance isn't very large. Therefore, using a much too low battery voltage has almost the same effect as short-circuit. Measured Pmech-n and Pel-n curves for different voltages and for short-circuit are given in my public report KD 78.
An example of the P-n curves for different wind speeds, the optimum cubic line, the Pmech-n and Pel-n curves of the generator and the P-n curves for short-circuit in delta and in star is given in figure 4 of public report KD 484 of the VIRYA-3B3. The generator curves are given for 26 V star. However, this is for a generator with a modified 115/200 V winding. The same curves are valid for 52 V star for the original 230/400 V winding. The VIRYA-3B3 makes use of the generator for which the measurements are given in KD 78 for the original 230/400 V winding. So if you would draw the measured curves for 26 V star in figure 4, you will see that the matching is much worse than for 52 V star (for the original 230/400 V winding). The generator hasn't been measured for 13 V star but the Q-n curve for 13 V star is lying about in the middle of the Q-n curve for 26 V star and the Q-n curve for short-circuit in star. The Pmech-n curve can be derived from the Q-n curve if you use the formula Pmech = Q * pi * n / 30.