lets say I make a 3 phase alt creating near 14 volts.. once the windspeed picks up enough to create a voltage higher than the battery bank it would throw the relays to begin charging.. untill the battery bank reaches full charge. Then I could throw relays which would short out the phases and end charging cycle.
Nope.
You leave it connected all the time.
At low winds the battery doesn't discharge through the genny because the diodes in the bridge rectifier block back currnet.
As the wind picks up the voltage on the genny output rises. Eventually it begins to exceed the battery voltage plus the diode drop. Then current starts to flow into the batteries. (This is "cutin speed".) No relays required. As the wind speeds up further the current is limited by the resistance of the generator coils and wiring, so it rises but doesn't go sky-high.
Meanwhile, the current produces a force that fights the turning of the shaft. Until the current started flowing the shaft speeded up in proportion to the wind speed. But now that it's charging its speed rise is at a much lower proportion. (If the genny and its wiring - including the battery internals - were built out of superconductors, it would reach cutin speed and go no faster, with the additional wind speed producing higher torque - and higher current - but no faster spin.)
This speed-restriction by battery loading is important to keep the mill from running away to extreme speeds in high winds or gusts. That can result in the mill coming apart and throwing pieces around at a couple hundred MPH (grenading). So it's important not to disconnect the mill from the battery (or some other suitable load), ever. (Exception: If your rectifier falis shorted you could put massive currents through the genny and start a fire. So you use a fusable link - a high-current fuse - to prevent that, and take your chances with the mill grenading before the furling mechanism turns it, rather than a guaranteed fire. Fortunately, shorted diodes also load the mill, so when they fail shorted you're normally OK.)
But with the mill always connected to the battery it can fill it and keep going - like a river flowing into a full reservoir and overflowing the dam. Solution: Add loads to "dump the extra water".
Stopping the mill (i.e. by shorting it) is also good. But you don't want to do that automatically - because the wind may be high enough and your genny weak enough (and your furling set too high) so that it DOESN'T stop. Then all that power is dumped as heat in the genny and it burns up. So dump loads are best, and shorting the genny is a second-choice that should only be done manually (so you can notice that it didn't work before it fries, and turn the short off again - then turn on all your lights and stuff, or lasso the tail and pull the mill into furled position, or just let the water electrolyze away in your batteries and make a note to top them off in the next few days, before the plates get uncovered.)