Hi dnix71,
I see a couple of issues with this, but the simplicity is quite appealing. Problems I see are
1) The dumb kind of charger, which I agree you need in order to avoid the issues with fancy multi stage chargers, tend to be linear supplies and hence rather inefficient. I'm hoping to reduce my grid power consumption, and a linear supply might have the unfortunate effect of increasing it or at least requiring a few PV panels before I'm back to current grid usage.
2) If I just use the PVs with diodes and no solar charge controller then in the (unlikely, but possible) case where my load is disconnected the batteries will very likely over charge. Charge efficiency also wouldn't be great compared to a MPPT charger.
For 1) maybe I can find a big cheap switch-mode PSU that I can set to the float voltage and then use the supplies current limit to limit the charge rate of the batteries+load. Hmm. A switch-mode lab supply where I can set (and not accidentally bump) the voltage (and limit the current to what I want too) would be a possibility, though certainly pricier than the fixed switch-mode supply.
For 2) could I use a simple solar charge controller, perhaps one that lets me set a higher voltage than the battery charger, so that if the load is disconnected the voltage at least doesn't go way high, maybe just 0.2V too high or something? Though it would have to be enough to make sure the PVs never get disconnected under normal use.