Yes, my electrical knowledge is just deep enough to get me into trouble.
The goal would be to keep circuitry simple, and thus elimiate potential losses. And, many (small, but significant) losses occur with changing electricity from one power form to another.
For example, there would be no sense taking 12V and sending it to an inverter to make 110V, then sending it back through a second inverter to make it back into 12V again.
Obviously there are both risks and benefits through simplified circuitry.
It is not uncommon to do the final stage of charging at 14V or so... so I was thinking of utilizing that in the charging system.
Perhaps it will take a little more research.
Another option might be to utilize a 2-stage charging system.
- st stage (discharged): 12V --> 12V.
- nd stage (90%+ charged): 14V --> 12V.
I believe that I could make a disconnect based on either time, or (low) current flow.